Mortgage Calculator
Plan Your Dubai Mortgage With Confidence
Plan Your Dubai Mortgage With Confidence
Understand your monthly payments instantly with our real-time calculator, powered by updated bank rates through our lending partners.
Understand your monthly payments instantly with our real-time calculator, powered by updated bank rates through our lending partners.
How Mortgage Financing Works in Dubai
A clear, premium, step-by-step guide to securing your property finance
1
Provide Document
Prepare your case to be ready to apply to each bank to get the best rate & condition
List Of Documents Required
Document required
Non-Residents
50% depending on bank and profile
2
Get pre approval
Banks verify your eligibility and financial capacity.
Income verification
20–25% down payment
Credit history check
Eligibility assessment
3
Evaluation of Your Property
bank will visit your futur property and make evaluation
Property selection finalized
Bank valuation completed
Funds released to seller
Property ownership transferred
4
Closing the Deal
bank will visit your futur property and make evaluation
Property selection finalized
Bank valuation completed
Funds released to seller
Property ownership transferred
1
Provide Document
Prepare your case to be ready to apply to each bank to get the best rate & condition
List Of Documents Required
Document required
Non-Residents
50% depending on bank and profile
2
Get pre approval
Banks verify your eligibility and financial capacity.
Income verification
20–25% down payment
Credit history check
Eligibility assessment
3
Evaluation of Your Property
bank will visit your futur property and make evaluation
Property selection finalized
Bank valuation completed
Funds released to seller
Property ownership transferred
4
Closing the Deal
bank will visit your futur property and make evaluation
Property selection finalized
Bank valuation completed
Funds released to seller
Property ownership transferred
1
Provide Document
Prepare your case to be ready to apply to each bank to get the best rate & condition
List Of Documents Required
Document required
Non-Residents
50% depending on bank and profile
2
Get pre approval
Banks verify your eligibility and financial capacity.
Income verification
20–25% down payment
Credit history check
Eligibility assessment
3
Evaluation of Your Property
bank will visit your futur property and make evaluation
Property selection finalized
Bank valuation completed
Funds released to seller
Property ownership transferred
4
Closing the Deal
bank will visit your futur property and make evaluation
Property selection finalized
Bank valuation completed
Funds released to seller
Property ownership transferred
1
Provide Document
Prepare your case to be ready to apply to each bank to get the best rate & condition
List Of Documents Required
Document required
Non-Residents
50% depending on bank and profile
2
Get pre approval
Banks verify your eligibility and financial capacity.
Income verification
20–25% down payment
Credit history check
Eligibility assessment
3
Evaluation of Your Property
bank will visit your futur property and make evaluation
Property selection finalized
Bank valuation completed
Funds released to seller
Property ownership transferred
4
Closing the Deal
bank will visit your futur property and make evaluation
Property selection finalized
Bank valuation completed
Funds released to seller
Property ownership transferred
1
Provide Document
Prepare your case to be ready to apply to each bank to get the best rate & condition
List Of Documents Required
Document required
Non-Residents
50% depending on bank and profile
2
Get pre approval
Banks verify your eligibility and financial capacity.
Income verification
20–25% down payment
Credit history check
Eligibility assessment
3
Evaluation of Your Property
bank will visit your futur property and make evaluation
Property selection finalized
Bank valuation completed
Funds released to seller
Property ownership transferred
4
Closing the Deal
bank will visit your futur property and make evaluation
Property selection finalized
Bank valuation completed
Funds released to seller
Property ownership transferred
1
Provide Document
Prepare your case to be ready to apply to each bank to get the best rate & condition
List Of Documents Required
Document required
Non-Residents
50% depending on bank and profile
2
Get pre approval
Banks verify your eligibility and financial capacity.
Income verification
20–25% down payment
Credit history check
Eligibility assessment
3
Evaluation of Your Property
bank will visit your futur property and make evaluation
Property selection finalized
Bank valuation completed
Funds released to seller
Property ownership transferred
4
Closing the Deal
bank will visit your futur property and make evaluation
Property selection finalized
Bank valuation completed
Funds released to seller
Property ownership transferred
1
Provide Document
Prepare your case to be ready to apply to each bank to get the best rate & condition
List Of Documents Required
Document required
Non-Residents
50% depending on bank and profile
2
Get pre approval
Banks verify your eligibility and financial capacity.
Income verification
20–25% down payment
Credit history check
Eligibility assessment
3
Evaluation of Your Property
bank will visit your futur property and make evaluation
Property selection finalized
Bank valuation completed
Funds released to seller
Property ownership transferred
4
Closing the Deal
bank will visit your futur property and make evaluation
Property selection finalized
Bank valuation completed
Funds released to seller
Property ownership transferred
1
Provide Document
Prepare your case to be ready to apply to each bank to get the best rate & condition
List Of Documents Required
Document required
Non-Residents
50% depending on bank and profile
2
Get pre approval
Banks verify your eligibility and financial capacity.
Income verification
20–25% down payment
Credit history check
Eligibility assessment
3
Evaluation of Your Property
bank will visit your futur property and make evaluation
Property selection finalized
Bank valuation completed
Funds released to seller
Property ownership transferred
4
Closing the Deal
bank will visit your futur property and make evaluation
Property selection finalized
Bank valuation completed
Funds released to seller
Property ownership transferred
We guide you through every step — paperwork, negotiation, and approvals. Our finance specialists ensure a smooth, hassle-free mortgage experience.
Ai-powered assistant
Ai-powered assistant
Get Instant Mortgage Guidance
Our AI mortgage helper answers your questions 24/7, helps you understand eligibility, compares bank offers, and guides you through the entire process.
Rate Comparison
Compare rates from 15+ banks instantly
Eligibility Check
Know your approval chances in seconds
Document Guide
Get a personalized checklist
Timeline Estimate
Know when you'll get approved
Rate Comparison
Compare rates from 15+ banks instantly
Eligibility Check
Know your approval chances in seconds
Document Guide
Get a personalized checklist
Timeline Estimate
Know when you'll get approved
Rate Comparison
Compare rates from 15+ banks instantly
Eligibility Check
Know your approval chances in seconds
Document Guide
Get a personalized checklist
Timeline Estimate
Know when you'll get approved
Rate Comparison
Compare rates from 15+ banks instantly
Eligibility Check
Know your approval chances in seconds
Document Guide
Get a personalized checklist
Timeline Estimate
Know when you'll get approved
Rate Comparison
Compare rates from 15+ banks instantly
Eligibility Check
Know your approval chances in seconds
Document Guide
Get a personalized checklist
Timeline Estimate
Know when you'll get approved
Rate Comparison
Compare rates from 15+ banks instantly
Eligibility Check
Know your approval chances in seconds
Document Guide
Get a personalized checklist
Timeline Estimate
Know when you'll get approved
Rate Comparison
Compare rates from 15+ banks instantly
Eligibility Check
Know your approval chances in seconds
Document Guide
Get a personalized checklist
Timeline Estimate
Know when you'll get approved
Rate Comparison
Compare rates from 15+ banks instantly
Eligibility Check
Know your approval chances in seconds
Document Guide
Get a personalized checklist
Timeline Estimate
Know when you'll get approved
Rate Comparison
Compare rates from 15+ banks instantly
Eligibility Check
Know your approval chances in seconds
Document Guide
Get a personalized checklist
Timeline Estimate
Know when you'll get approved
Rate Comparison
Compare rates from 15+ banks instantly
Eligibility Check
Know your approval chances in seconds
Document Guide
Get a personalized checklist
Timeline Estimate
Know when you'll get approved
Start Chat With AI Assistant
Available 24/7 • Instant Responses • Free Consultation
Success Storie
Success Storie
Real Clients. Real Results.
See how we've helped clients secure the best mortgage deals in Dubai
Ragu O.
ADIB - Mortgage
"Secured a 3.8% rate when other banks offered 4.5%. Im very happy of all the process"
Property Value
AED 2.2M
Finance by the Bank
80%
Accepted in 24 days.
Sofia W.
HSBC - Mortgage
“Very smooth and professional experience from start to finish. Everything was handled efficiently and the deal went through without stress.”
Property Value
AED 4.7M
Finance by the Bank
80%
Accepted in 17 days.
Lucas H.
RAK BANK - Mortgage
''Great support during the entire process. Clear communication and very helpful advice that made everything much easier.''
Property Value
AED 1.9M
Finance by the Bank
50%
Accepted in 29 days.
Ethan F.
ADIB - Mortgage
“Excellent service and very responsive. I felt well guided at every step and everything was done faster than expected.”
Property Value
AED 2.5M
Finance by the Bank
80%
Accepted in 19 days.
Ragu O.
ADIB - Mortgage
"Secured a 3.8% rate when other banks offered 4.5%. Im very happy of all the process"
Property Value
AED 2.2M
Finance by the Bank
80%
Accepted in 24 days.
Sofia W.
HSBC - Mortgage
“Very smooth and professional experience from start to finish. Everything was handled efficiently and the deal went through without stress.”
Property Value
AED 4.7M
Finance by the Bank
80%
Accepted in 17 days.
Lucas H.
RAK BANK - Mortgage
''Great support during the entire process. Clear communication and very helpful advice that made everything much easier.''
Property Value
AED 1.9M
Finance by the Bank
50%
Accepted in 29 days.
Ethan F.
ADIB - Mortgage
“Excellent service and very responsive. I felt well guided at every step and everything was done faster than expected.”
Property Value
AED 2.5M
Finance by the Bank
80%
Accepted in 19 days.
Ragu O.
ADIB - Mortgage
"Secured a 3.8% rate when other banks offered 4.5%. Im very happy of all the process"
Property Value
AED 2.2M
Finance by the Bank
80%
Accepted in 24 days.
Sofia W.
HSBC - Mortgage
“Very smooth and professional experience from start to finish. Everything was handled efficiently and the deal went through without stress.”
Property Value
AED 4.7M
Finance by the Bank
80%
Accepted in 17 days.
Lucas H.
RAK BANK - Mortgage
''Great support during the entire process. Clear communication and very helpful advice that made everything much easier.''
Property Value
AED 1.9M
Finance by the Bank
50%
Accepted in 29 days.
Ethan F.
ADIB - Mortgage
“Excellent service and very responsive. I felt well guided at every step and everything was done faster than expected.”
Property Value
AED 2.5M
Finance by the Bank
80%
Accepted in 19 days.
Ragu O.
ADIB - Mortgage
"Secured a 3.8% rate when other banks offered 4.5%. Im very happy of all the process"
Property Value
AED 2.2M
Finance by the Bank
80%
Accepted in 24 days.
Sofia W.
HSBC - Mortgage
“Very smooth and professional experience from start to finish. Everything was handled efficiently and the deal went through without stress.”
Property Value
AED 4.7M
Finance by the Bank
80%
Accepted in 17 days.
Lucas H.
RAK BANK - Mortgage
''Great support during the entire process. Clear communication and very helpful advice that made everything much easier.''
Property Value
AED 1.9M
Finance by the Bank
50%
Accepted in 29 days.
Ethan F.
ADIB - Mortgage
“Excellent service and very responsive. I felt well guided at every step and everything was done faster than expected.”
Property Value
AED 2.5M
Finance by the Bank
80%
Accepted in 19 days.
Ragu O.
ADIB - Mortgage
"Secured a 3.8% rate when other banks offered 4.5%. Im very happy of all the process"
Property Value
AED 2.2M
Finance by the Bank
80%
Accepted in 24 days.
Sofia W.
HSBC - Mortgage
“Very smooth and professional experience from start to finish. Everything was handled efficiently and the deal went through without stress.”
Property Value
AED 4.7M
Finance by the Bank
80%
Accepted in 17 days.
Lucas H.
RAK BANK - Mortgage
''Great support during the entire process. Clear communication and very helpful advice that made everything much easier.''
Property Value
AED 1.9M
Finance by the Bank
50%
Accepted in 29 days.
Ethan F.
ADIB - Mortgage
“Excellent service and very responsive. I felt well guided at every step and everything was done faster than expected.”
Property Value
AED 2.5M
Finance by the Bank
80%
Accepted in 19 days.
Ragu O.
ADIB - Mortgage
"Secured a 3.8% rate when other banks offered 4.5%. Im very happy of all the process"
Property Value
AED 2.2M
Finance by the Bank
80%
Accepted in 24 days.
Sofia W.
HSBC - Mortgage
“Very smooth and professional experience from start to finish. Everything was handled efficiently and the deal went through without stress.”
Property Value
AED 4.7M
Finance by the Bank
80%
Accepted in 17 days.
Lucas H.
RAK BANK - Mortgage
''Great support during the entire process. Clear communication and very helpful advice that made everything much easier.''
Property Value
AED 1.9M
Finance by the Bank
50%
Accepted in 29 days.
Ethan F.
ADIB - Mortgage
“Excellent service and very responsive. I felt well guided at every step and everything was done faster than expected.”
Property Value
AED 2.5M
Finance by the Bank
80%
Accepted in 19 days.
Ragu O.
ADIB - Mortgage
"Secured a 3.8% rate when other banks offered 4.5%. Im very happy of all the process"
Property Value
AED 2.2M
Finance by the Bank
80%
Accepted in 24 days.
Sofia W.
HSBC - Mortgage
“Very smooth and professional experience from start to finish. Everything was handled efficiently and the deal went through without stress.”
Property Value
AED 4.7M
Finance by the Bank
80%
Accepted in 17 days.
Lucas H.
RAK BANK - Mortgage
''Great support during the entire process. Clear communication and very helpful advice that made everything much easier.''
Property Value
AED 1.9M
Finance by the Bank
50%
Accepted in 29 days.
Ethan F.
ADIB - Mortgage
“Excellent service and very responsive. I felt well guided at every step and everything was done faster than expected.”
Property Value
AED 2.5M
Finance by the Bank
80%
Accepted in 19 days.
Ragu O.
ADIB - Mortgage
"Secured a 3.8% rate when other banks offered 4.5%. Im very happy of all the process"
Property Value
AED 2.2M
Finance by the Bank
80%
Accepted in 24 days.
Sofia W.
HSBC - Mortgage
“Very smooth and professional experience from start to finish. Everything was handled efficiently and the deal went through without stress.”
Property Value
AED 4.7M
Finance by the Bank
80%
Accepted in 17 days.
Lucas H.
RAK BANK - Mortgage
''Great support during the entire process. Clear communication and very helpful advice that made everything much easier.''
Property Value
AED 1.9M
Finance by the Bank
50%
Accepted in 29 days.
Ethan F.
ADIB - Mortgage
“Excellent service and very responsive. I felt well guided at every step and everything was done faster than expected.”
Property Value
AED 2.5M
Finance by the Bank
80%
Accepted in 19 days.
Ragu O.
ADIB - Mortgage
"Secured a 3.8% rate when other banks offered 4.5%. Im very happy of all the process"
Property Value
AED 2.2M
Finance by the Bank
80%
Accepted in 24 days.
Sofia W.
HSBC - Mortgage
“Very smooth and professional experience from start to finish. Everything was handled efficiently and the deal went through without stress.”
Property Value
AED 4.7M
Finance by the Bank
80%
Accepted in 17 days.
Lucas H.
RAK BANK - Mortgage
''Great support during the entire process. Clear communication and very helpful advice that made everything much easier.''
Property Value
AED 1.9M
Finance by the Bank
50%
Accepted in 29 days.
Ethan F.
ADIB - Mortgage
“Excellent service and very responsive. I felt well guided at every step and everything was done faster than expected.”
Property Value
AED 2.5M
Finance by the Bank
80%
Accepted in 19 days.
Ragu O.
ADIB - Mortgage
"Secured a 3.8% rate when other banks offered 4.5%. Im very happy of all the process"
Property Value
AED 2.2M
Finance by the Bank
80%
Accepted in 24 days.
Sofia W.
HSBC - Mortgage
“Very smooth and professional experience from start to finish. Everything was handled efficiently and the deal went through without stress.”
Property Value
AED 4.7M
Finance by the Bank
80%
Accepted in 17 days.
Lucas H.
RAK BANK - Mortgage
''Great support during the entire process. Clear communication and very helpful advice that made everything much easier.''
Property Value
AED 1.9M
Finance by the Bank
50%
Accepted in 29 days.
Ethan F.
ADIB - Mortgage
“Excellent service and very responsive. I felt well guided at every step and everything was done faster than expected.”
Property Value
AED 2.5M
Finance by the Bank
80%
Accepted in 19 days.
Ragu O.
ADIB - Mortgage
"Secured a 3.8% rate when other banks offered 4.5%. Im very happy of all the process"
Property Value
AED 2.2M
Finance by the Bank
80%
Accepted in 24 days.
Sofia W.
HSBC - Mortgage
“Very smooth and professional experience from start to finish. Everything was handled efficiently and the deal went through without stress.”
Property Value
AED 4.7M
Finance by the Bank
80%
Accepted in 17 days.
Lucas H.
RAK BANK - Mortgage
''Great support during the entire process. Clear communication and very helpful advice that made everything much easier.''
Property Value
AED 1.9M
Finance by the Bank
50%
Accepted in 29 days.
Ethan F.
ADIB - Mortgage
“Excellent service and very responsive. I felt well guided at every step and everything was done faster than expected.”
Property Value
AED 2.5M
Finance by the Bank
80%
Accepted in 19 days.
Ragu O.
ADIB - Mortgage
"Secured a 3.8% rate when other banks offered 4.5%. Im very happy of all the process"
Property Value
AED 2.2M
Finance by the Bank
80%
Accepted in 24 days.
Sofia W.
HSBC - Mortgage
“Very smooth and professional experience from start to finish. Everything was handled efficiently and the deal went through without stress.”
Property Value
AED 4.7M
Finance by the Bank
80%
Accepted in 17 days.
Lucas H.
RAK BANK - Mortgage
''Great support during the entire process. Clear communication and very helpful advice that made everything much easier.''
Property Value
AED 1.9M
Finance by the Bank
50%
Accepted in 29 days.
Ethan F.
ADIB - Mortgage
“Excellent service and very responsive. I felt well guided at every step and everything was done faster than expected.”
Property Value
AED 2.5M
Finance by the Bank
80%
Accepted in 19 days.
Get Your Full Mortgage Plan
We compare bank offers, estimate your monthly payments, and guide your approval — all in one place.
15+ Bank Comparison
Best Rate Guarantee
Free Consultation
Frequently Asked Questions
Can foreigners get a mortgage in Dubai?
Yes. Both UAE residents and non-resident foreign investors can obtain a mortgage in Dubai, subject to bank approval, income verification, and property valuation.
What is the minimum down payment for a mortgage in Dubai?
For UAE residents, the minimum down payment is typically 20% for properties under AED 5 million. For non-resident foreign buyers, banks usually require a minimum of 50% down payment, depending on financial profile and lender criteria.
What documents are required to apply for a mortgage in Dubai?
Banks generally require: • Passport copy • Emirates ID (for residents) • Salary certificate or proof of income • Bank statements (usually 3–6 months) • Credit history Additional documentation may be requested depending on employment status (employed or self-employed).
How long does mortgage approval take in Dubai?
Pre-approval typically takes between 3 to 7 working days. Final approval depends on property valuation and bank assessment, usually completed within 1–3 weeks.
Should I get mortgage pre-approval before searching for property?
Yes. Mortgage pre-approval strengthens your negotiation position, clarifies your purchasing power, and prevents delays during the transaction process.
Finally,a real estate agency you can truly rely on.
Finally,a real estate agency you can truly rely on.
Finally,a real estate agency you can truly rely on.
Get in touch with our market updates, investment tips, and exclusive property offers.
By subscribing, I agree to the terms and conditions.
By subscribing, I agree to the terms and conditions.